If your personal files does not open normally, their names replaced or .[payday@cryptmaster.info]-id.7DA0.payday, .[checkzip@india.com]-id-1BA3.payday added at the end of their name then your computer is infected with a new Payday ransomware from a family of the BTCWare ransomware. Once started, it have encrypted all photos, documents and music stored on a computer drives and attached